The AI operating system built for wholesale & E&S broker placement.
Coverline reads every retail submission, ranks it against your carrier panel, keeps renewals on track as they come due, and drafts every retail agent update along the way — with your broker approving every decision.
Submission volume outgrew the team reading it.
Wholesale and E&S brokers write high submission volume with lean placement teams. Every new submission has to be read, checked against a carrier panel whose appetite keeps shifting — tightening on one class, opening up on another as the book grows — and re-packaged separately for each carrier before a single quote comes back. Renewals repeat the same work every year, for every account already on the book.
AI drafts. Your broker decides.
One workflow suite for the entire placement lifecycle.
Not a single point tool — the operating layer for how wholesale & E&S brokers match, place, and communicate with retail agents and carriers. Click any workflow for what it does, what goes in and out, and who it's for.
Built for wholesale brokers. Not adapted from a carrier platform.
Configured around how wholesale/E&S brokers actually place risk — a curated carrier panel, hard exclusions, soft-scored ranking — not retrofitted from enterprise carrier software.
Market matching, package assembly, quote comparison, and remarketing all run on the same core, so your data and decisions compound instead of living in five different tools.
Email, spreadsheets, and your CRM — no dedicated policy admin system required to get started.
Your broker is always in control.
No recommendation reaches a retail agent or carrier, and nothing gets written back to your systems, without explicit broker approval.
Every decision, every override, every source document — logged and traceable.
Data encrypted at rest and in transit, role-based access controls.
Connects to what's already running your desk.
No rip-and-replace. Coverline sits on top of the tools your team already opens every day.
Reads submissions and drafts every reply straight from the inbox you already use — no new mailbox to check.
Google Sheets as a lightweight record when there's no policy admin system in place yet.
Salesforce and HubSpot — retail agent and account context flows in without re-entering it.
Applied Epic, Guidewire, and Duck Creek — approved actions write back where you already keep the book of record.